MAKING MORE POSSIBLEMAKING THE SWITCH TOCCFBANK IS EASYWE'LL HELP YOU!FREEDOM REWARDS CHECKING2.00 0.03%APY*APYon balances up to $10,000.00 whenqualifications are metif qualifications are not metPLUS NATIONWIDEATM REFUNDSQualifications Required to Earn RewardsHave at least 15 debit card purchases post and settle, be enrolled and log intoonline banking, and be enrolled in e-statements218 N. Broadway, Ellsworth | 715.273.4502APY: Annua percentage Ye d APY effective 3 2/18. 2.00% APY pid on da y balances up to S 10 000:00 each cyde tre m in u n equirements are met. An interest ate of 0.25% ia be earned for the dary re ne cess or $10,00000, which wil esult in an APY between O 41% and 2 00% if you do not meet the equiremencs per qualificazion ode, your account will sti i ction as a et check ng account earning 0.03% APYwithout ATM fee tefunds Freedom Rewards Checking is a varlible rate checing account, and is therefore subject to rate change at any time withour notice after the accoung is opened. Paper Starement Fee $3.00. Feesmay reduce earnings, Minimum account opering deposit of $25.00. The monthly qualfication cyde begins on the last day of the prevlous statement cycle and ends on the last buslness day before the nextcycle ends. ATM transactions do not count as debit card transactions ATM fees of $499 or less will be reimbursed up to a maximum of 54 99 per individual transaction, wich covers most natioowide ATM. Tronsactionfees and surcharges, Maximum ATM fee refund $20.00 per cycie, One per primary tax D number Only available as a personal accountMEMBER FDIC

Date: October 9, 2018

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MAKING MORE POSSIBLE MAKING THE SWITCH TO CCFBANK IS EASY WE'LL HELP YOU! FREEDOM REWARDS CHECKING 2.00 0.03% APY* APY on balances up to $10,000.00 when qualifications are met if qualifications are not met PLUS NATIONWIDE ATM REFUNDS Qualifications Required to Earn Rewards Have at least 15 debit card purchases post and settle, be enrolled and log into online banking, and be enrolled in e-statements 218 N. Broadway, Ellsworth | 715.273.4502 APY: Annua percentage Ye d APY effective 3 2/18. 2.00% APY pid on da y balances up to S 10 000:00 each cyde tre m in u n equirements are met. An interest ate of 0.25% ia be earned for the dary re n e cess or $10,00000, which wil esult in an APY between O 41% and 2 00% if you do not meet the equiremencs per qualificazion ode, your account will sti i ction as a et check ng account earning 0.03% APY without ATM fee tefunds Freedom Rewards Checking is a varlible rate checing account, and is therefore subject to rate change at any time withour notice after the accoung is opened. Paper Starement Fee $3.00. Fees may reduce earnings, Minimum account opering deposit of $25.00. The monthly qualfication cyde begins on the last day of the prevlous statement cycle and ends on the last buslness day before the next cycle ends. ATM transactions do not count as debit card transactions ATM fees of $499 or less will be reimbursed up to a maximum of 54 99 per individual transaction, wich covers most natioowide ATM. Tronsaction fees and surcharges, Maximum ATM fee refund $20.00 per cycie, One per primary tax D number Only available as a personal account MEMBER FDIC

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